Despite rising global tariff barriers and shifting geopolitical currents, Vietnam is a high-potential destination for foreign direct investment (FDI). Beyond headline figures, the country’s enduring appeal lies in the structural reforms, investor-centric policies, and the increasing role of local financial institutions in supporting cross-border business operations.
According to the Ministry of Finance, in the first four months of 2025, total FDI reached USD 13.82 billion (up 39.9% year-on-year), with disbursed capital hitting a five-year high of USD 6.74 billion. By June, the total registered capital reached nearly USD 18.4 billion, up by 51.1% year on year (YoY).
The Southeast Asian country’s ability to maintain positive FDI momentum, amid trade policy volatility ensued by United States President Donald Trump’s tariff posture, underscores the nation’s macroeconomic resilience.
As per the Foreign Investment Agency under the Ministry of Planning and Investment, newly registered capital, adjustments to existing projects, and capital contributions or share purchases by foreign investors are driving the FDI upsurge. The country is well on its way to becoming a strategic hub for global supply chain diversification.
So, what is driving long-term investor confidence in Vietnam? The country’s political stability, cost advantages, and rapid integration into major trade agreements (CPTPP, EVFTA, RCEP) have positioned it as a key link in global supply chain realignment. Transparent and adaptable foreign direct investment policy frameworks have further consolidated the country’s position at the top. With policies aligned to high international standards, Vietnam offers more than tax incentives. Vietnam’s state-backed support mechanism also spans infrastructure, talent, and sector-specific priorities to ensure long-term investor success.
Against this backdrop, local banks like Asia Commercial Bank (ACB) are helping investors navigate regulations, manage capital efficiently, and turn market entry into long-term operational success. It has developed a specialised ecosystem to serve the evolving needs of international investors. ACB’s eight strategic strengths make it one of the most responsive partners for FDI clients.
ACB has one of the highest credit ratings in Vietnam and is a leading private bank in the retail sector. The bank also has the second-largest distribution network, with over 400 locations across major industrial zones.
The Vietnamese bank offers stable pricing models, which are also tailored to businesses of all shapes and sizes. The bank also provides multi-currency accounts, trade finance, FX (Foreign Exchange) and interest rate hedging (up to five years), guarantees, and ERP (Enterprise Resource Planning) integration.
ACB also provides digital-first capabilities, including open API and SWIFT integration for real-time transactions, and has partnered with over 20 industrial parks across Vietnam, supported by multilingual advisory teams that guide clients from pre-investment planning to the end of operations.
“To navigate today’s complex market landscape, we have launched our ‘Compass in Uncertainty’ programme, offering multilingual financial updates (Vietnamese, English, Chinese) and customised hedging solutions for businesses with foreign currency exposure. Initiatives such as FX incentives (up to 150 points) and flat-rate international transfers (USD 9.9/transaction) further reinforce ACB’s value proposition to FDI clients,” ACB told International Finance.
At ACB’s 2025 Annual General Meeting, CEO Tu Tien Phat noted that large enterprises and FDI firms now account for roughly 50% of Vietnam’s total credit exposure. Thanks to strategic foresight and effective execution, ACB’s FDI lending portfolio grew 2.5 times year-on-year in 2024, highlighting the significant opportunities ahead.
As Vietnam continues its ascent as a regional manufacturing and logistics powerhouse, the convergence of favourable policy, structural reform, and strong financial infrastructure will be critical. For global investors, institutions like Asia Commercial Bank are not merely facilitators but essential partners for sustainable growth in an increasingly complex world.